:root {
  --teal: #047F85;
  --teal-brand: #049096;
  --teal-soft: #E2F3F3;
  --teal-text: #036E73;
  --orange: #F27706;
  --orange-text: #B45309;
  --orange-soft: #FFF1E3;
  --ink: #0E2224;
  --muted: #5A6B6D;
  --bg: #FFFFFF;
  --panel: #F1F6F6;
  --border: #D6E3E4;
  --radius: 20px;
  --max: 1080px;
}
@media (prefers-color-scheme: dark) {
  :root {
    --teal: #22B3B9; --teal-soft: #0F3437; --teal-text: #3CC4CA;
    --orange: #FF8A1F; --orange-text: #FFA04D; --orange-soft: #3A2410;
    --ink: #EAF4F4; --muted: #9DB2B4; --bg: #0B1416; --panel: #132326; --border: #22393C;
  }
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font-family: 'Poppins', system-ui, -apple-system, 'Segoe UI', sans-serif;
  font-size: 17px; line-height: 1.6;
}
a { color: var(--teal-text); }
img { max-width: 100%; height: auto; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 10; background: color-mix(in srgb, var(--bg) 92%, transparent); backdrop-filter: blur(8px); border-bottom: 1px solid var(--border); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 16px; }
.brand { display: flex; align-items: center; text-decoration: none; }
.brand img { height: 40px; width: auto; }
.nav { display: flex; align-items: center; gap: 22px; }
.nav a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: 15px; }
.nav a:hover { color: var(--teal-text); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 52px; padding: 0 26px; border-radius: 999px; font-weight: 600; font-size: 16px; text-decoration: none; border: 2px solid transparent; transition: transform .12s ease, opacity .12s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--teal); color: #fff; }
@media (prefers-color-scheme: dark) { .btn-primary { color: #032426; } }
.btn-outline { border-color: var(--teal); color: var(--teal-text); background: transparent; }
.nav .btn { min-height: 42px; padding: 0 18px; font-size: 15px; color: #fff; }
@media (prefers-color-scheme: dark) { .nav .btn { color: #032426; } }

/* Hero */
.hero { padding: 72px 0 56px; }
.hero .wrap { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 48px; align-items: center; }
.eyebrow { display: inline-block; background: var(--orange-soft); color: var(--orange-text); font-weight: 600; font-size: 14px; padding: 6px 14px; border-radius: 999px; margin-bottom: 18px; }
h1 { font-size: clamp(38px, 6vw, 60px); line-height: 1.08; margin: 0 0 18px; font-weight: 700; letter-spacing: -0.02em; }
h1 .accent { color: var(--orange); }
.lede { font-size: 20px; color: var(--muted); margin: 0 0 28px; max-width: 560px; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-art { display: flex; justify-content: center; }
.hero-art img { width: min(380px, 100%); filter: drop-shadow(0 18px 40px rgba(4, 127, 133, .18)); }

/* Sections */
section { padding: 56px 0; }
section.alt { background: var(--panel); }
h2 { font-size: clamp(28px, 4vw, 38px); line-height: 1.2; margin: 0 0 12px; letter-spacing: -0.01em; }
.section-lede { color: var(--muted); margin: 0 0 32px; max-width: 640px; }
.grid { display: grid; gap: 18px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.card { background: var(--bg); border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; }
section.alt .card { background: var(--bg); }
.card h3 { margin: 0 0 6px; font-size: 19px; }
.card p { margin: 0; color: var(--muted); font-size: 16px; }
.step-num { display: inline-flex; width: 36px; height: 36px; border-radius: 50%; align-items: center; justify-content: center; background: var(--teal-soft); color: var(--teal-text); font-weight: 700; margin-bottom: 12px; }
.icon { font-size: 26px; margin-bottom: 8px; display: block; }
.banner { background: var(--teal); color: #fff; border-radius: var(--radius); padding: 36px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; }
@media (prefers-color-scheme: dark) { .banner { color: #032426; } }
.banner h2 { margin: 0 0 6px; }
.banner p { margin: 0; opacity: .92; }
.banner .btn { background: #fff; color: #036E73; }
.checklist { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.checklist li { padding-left: 32px; position: relative; }
.checklist li::before { content: '✓'; position: absolute; left: 0; top: 0; color: var(--teal-text); font-weight: 700; }

/* Legal pages */
.legal { padding: 48px 0 72px; }
.legal .wrap { max-width: 780px; }
.legal h1 { font-size: clamp(32px, 5vw, 44px); }
.legal h2 { font-size: 24px; margin-top: 36px; }
.legal h3 { font-size: 18px; margin-top: 24px; }
.legal p, .legal li { color: var(--ink); }
.legal .updated { color: var(--muted); }
.note { background: var(--orange-soft); color: var(--orange-text); border-radius: 14px; padding: 14px 18px; font-size: 15px; }

/* Footer */
.site-footer { border-top: 1px solid var(--border); padding: 36px 0; color: var(--muted); font-size: 15px; }
.site-footer .wrap { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 16px; align-items: center; }
.site-footer nav { display: flex; flex-wrap: wrap; gap: 20px; }
.site-footer a { color: var(--muted); text-decoration: none; }
.site-footer a:hover { color: var(--teal-text); }

@media (max-width: 860px) {
  .hero .wrap { grid-template-columns: 1fr; }
  .hero-art { order: -1; }
  .hero-art img { width: 220px; }
  .grid-3, .grid-4 { grid-template-columns: 1fr 1fr; }
  .nav a:not(.btn) { display: none; }
}
@media (max-width: 560px) {
  .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .hero { padding-top: 40px; }
  .banner { padding: 26px; }
}